Double sale
The same plot is sold to more than one buyer. Protect yourself with a current land record or society record check by your lawyer, a written agreement, and prompt transfer and mutation.
Forged or doctored papers
Allotment letters, files and receipts can be forged. Verify originals with the issuing office, not with the person selling.
Impersonation and fake powers of attorney
Someone pretends to be the owner, or presents a power of attorney that is forged or has been revoked. Check identity against original CNIC or NICOP and confirm any power of attorney with the owner or issuing office.
Unapproved or illegal schemes
Plots sold in a scheme that lacks the required approvals. Ask for the approval documents and confirm them with the relevant authority.
Plots that do not match reality
Photos and videos of a different site, or a plot that is not where you were told. Ask for a live video with landmarks, a map pin and an in-person inspection by someone you trust.
Payment fraud
- Pay only to the account named in the agreement, and confirm the account title before every transfer.
- Avoid cash and personal accounts, and be suspicious of a last-minute change of account details.
- Keep receipts and bank confirmations for every payment.
Warning signs
- A price far below comparable plots
- Pressure to pay now, or an offer only available this week
- Refusal to show originals, let a lawyer review the file or allow a visit
- Promises of guaranteed returns or guaranteed buy-back
This article is general information, not legal, tax or financial advice. Prices, rules and fees change, so confirm current figures with the developer and have a lawyer review your documents before you pay.